NEXTGEN CARDS operates this store and website, including all related information, content, features, tools, products, and services, to provide you with a smooth and secure shopping experience (collectively, the "Services").

This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit, use, or make a purchase through, or otherwise interact with our services.

If there is any conflict between our Terms of Service and this Privacy Policy will govern with respect to the collection, processing, and disclosure of your personal information.

Please read this Privacy Policy carefully. By using and accessing any of the Services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein.

Personal Information We Collect or Process

When we use the term "personal information," we refer to information that identifies, relates to, or can reasonably be linked to you or another individual. Personal information does not include information that is collected anonymously or has been de-identified, so that it cannot reasonably identify you.

Depending on how you interact with our Services, where you live, and as permitted or required by applicable law,we may collect or process the following categories of personal information, including inferences drawn from such information:

• Contact details including your name, address, billing address, shipping address, phone number, and email address.
• Financial information including credit card, debit card, and financial account numbers, payment card information, financial account information, transaction details, form of payment, payment confirmation and other payment details.
• Account information including your username, password, security questions, preferences and settings.
• Transaction information including the items you view, put in your cart, add to your wishlist, or purchase, return, exchange or cancel and your past transactions.
• Communications with us including information you provide when contacting us, such as customer support inquiries, feedback, reviews, or other communications.
• Device information including information about your device, browser, or network connection, your IP address, and other unique identifiers.
• Usage information including information about how you access, interact with, or navigate our Services, including browsing behavior and interaction patterns.

Personal Information Sources

We may collect personal information from the following sources:

• Directly from you including when you create an account, place an order, use our Services, communicate with us, participate in promotions or otherwise provide your personal information to us.
• Automatically through the Services including information collected from your device when you access or use our Services or visit our websites, or interact with our content, including through cookies, analytics tools, and similar technologies.
• From our service providers including third-party vendors and partners that help us operate our business, process payments, fulfill orders, provide customer support, host our website, conduct analytics, or deliver other services on our behalf.
• From our partners or other third partiesincluding advertising partners, social media platforms, marketplace partners, analytics providers and other third parties who may provide information to us in accordance with applicable law.
• From publicly available sources including public databases, social media platforms, directories, and other publicly available sources of information.
• From other users including when other users share your personal information with us or when you interact with other users through our Services.

How We Use Your Personal Information

Depending on how you interact with us or which of the Services you use, we may use personal information for the following purposes:

• Provide, Personalize, and Improve the Services. We use your personal information to provide, operate, personalize, and improve our Services. This includes processing payments, fulfilling orders, maintaining your account, remembering your preferences, facilitating returns and exchanges, arranging shipping, enabling product reviews, and providing a customized shopping experience, such as recommending products based on your interests, purchases, or browsing activity.
• Marketing and Advertising. We may use your personal information to send you marketing, promotional, and advertising communications through email, text messages, social media, or other channels. We may also display advertisements for our products or services on our services on our website or on third-party platforms based on your interactions with our Services, including products you viewed, purchased, or added to your cart.
• Security and Fraud Prevention. We use your personal information to protect our Services, Customers and Business operations. This includes verifying user accounts, monitoring transactions, detecting and preventing fraud or unauthorized access, illegal activity, or other harmful conduct, and maintaining the security and integrity of our Systems and payment processes.
  
  If you create and account with us, you are responsible for keeping your login credentials confidential. We strongly recommend that you do not share your username,password, or other account access information with anyone.
• Communicating with You.We use your personal information to communicate with you regarding your orders, account activity, customer support requests, inquiries, updates, and other service-related matters. This helps us provide effective customer support and maintain our relationship with you.
• Legal and Compliance Purposes.  We may use your personal information to comply with applicable laws, regulations, legal processes, or governmental requests. We may also use such information to enforce our Terms of Service, protect our legal rights, investigate potential policy violations, respond to disputes or legal claims, and participate in legal proceedings where necessary.

How We Disclose Personal Information

In certain circumstances, we may disclose your personal information to third parties for legitimate business purposes, subject to this Privacy Policy. Such circumstances may include:

• With service providers. We may share your personal information with third-party service providers who perform services on our behalf, including payment processing,website hosting, cloud storage, data analytics, customer support, order fulfillment, shipping, marketing assistance, and IT management.
• With Business and Marketing Partners. We may share your personal information with our business and marketing partners to help us provide advertising, promotional campaigns, and personalized marketing services. These partners may use your information in accordance with their own privacy policies and applicable laws.
  
  Depending on your location and applicable law, you may have the right to opt out of cetain targeted advertising and marketing activities based on your online interactions and browsing behavior.
• With Third Parties at Your Direction or with Your ConsentWe may disclose your personal information to third parties when you request, authorize, or otherwise consent to such disclosure. This may include sharing information to complete deliveries, process integrations, or enable social media features and login services.
• With affiliates.We may share your personal information with our affiliated companies, subsidiaries, or other entities within our corporate group for operational, administrative, and business purposes.
• For Legal and Business Purposes. We may disclose your personal information where required to comply with applicable laws, regulations, legal processes, governmental requests, or court orders. We may also disclose information to ensure our Terms of Service or other policies, investigate potential violations, protect our rights and property, prevent fraud or security issues, or in connection with a business transaction such as a merger, acquisition, restructuring, or sale of assets.

Third Party Websites and Links

Our Services may contain links to websites, applications, or other online platforms operated by third parties. If you access or use third-party websites or services through links provided on our Services, you should review their respective privacy policies, security practices, and terms of use before providing any personal information.
We do not control, endorse, or assume any responsibility for the privacy practices, content, accuracy, reliability, or security of any third-party websites or platforms. Any information you share on public or semi-public platforms, including social media platforms, may be visible to other users and many be used by those third parties in accordance with their own policies. The inclusion of third-party links on our Services does not imply any endorsement, affiliation, or recommendation by us unless explicitly stated.

Children's Data

Our Services are not directed toward children, and we do not knowingly collect personal information from children under the age of majority in their jurisdiction.
If you are a parent or legal guardian and believe that your child has provided us with personal information, you may contact us using the contact details provided below to request deletion of such information.
As of the Effective Date of this Privacy Policy, we do not knowingly sell or share (as defined under applicable law) the personal information of individuals under 16 years of age.

Security and Retention of Your Information

We implement reasonable security measures to help protect your personal information. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute or “perfect” security. Any information you transmit to us is done at your own risk, and we recommend that you avoid sending sensitive or confidential information through unsecured communication channels.
We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, including maintaining your account, providing our Services, complying with legal obligations, resolving disputes, enforcing our agreements, and protecting our legal rights.

Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information. These rights are not absolute and may apply only in specific circumstances. We may decline certain requests where permitted or required by law.

• Right to Access / Know. You may have the right to request access to the personal information we hold about you.
• Right to Delete. You may have a right to request that we delete personal information we maintain about you, subject to certain legal exceptions.
• Right to Correct. You may have the right to request correction of inaccurate or incomplete personal information we maintain about you.
• Right to Data Portability. You may have the right to receive a copy of the personal information in a portable format and, where technically feasible, request that it be transferred to another service provider.
• Managing Communication Preferences.  We may send you promotional and marketing communications. You can opt out of receiving such communications at any time by using the unsubscribe link included in our emails or by contacting us directly. Even if you opt out of promotional communications, we may still send you non-promotional messages related to your account, transactions, orders, or customer support.

We will not discriminate against you for exercising any of your privacy rights. To protect your information, we may verify your identity before processing certain requests. Where permitted by applicable law, you may authorize an agent to submit requests on your behalf. In such cases, we may require proof of authorization and additional identity verification before processing the request.

Complaints

If you have complaints about how we process your personal information, please contact us using the contact details provided below. Depending on where you live, you may have the right to appeal our decision by contacting us using the contact details set out below, or lodge your complaint with your local data protection authority.

International Transfers

Please note that we may transfer, store and process your personal information outside the country you live in.If we transfer your personal information out of the European Economic Area or the United Kingdom, we will rely on recognized transfer mechanisms like the European Commission's Standard Contractual Clauses, or any equivalent contracts issued by the relevant competent authority of the UK, as relevant, unless the data transfer is to a country that has been determined to provide an adequate level of protection.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time, including to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will post the revised Privacy Policy on this website, update the "Last updated" date and provide notice as required by applicable law.

Contact Us

If you have any questions about our privacy practices or this Privacy Policy, or if you would like to exercise any of the rights available to you. You can contact us at: